Ask me what I envy most about people who have lots of money. My answer: “I’m jealous that they have secretaries to say no for them.” Saying no is hard for me. Always has been. It’s hard for a lot of people. Maybe we want to be thought of as nice guys. Maybe we remember people turning us down when we asked them for help, and we don’t want to be that kind of person when other people ask us. Maybe we truly have empathy for the plight of whoever is asking us for something. Maybe we really do want…